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Business Recovery Resources
The Idaho SBDC Network is working closely with state and federal officials regarding the availability of disaster resources to recover from economic injury and other impacts as a result of COVID-19.
Federal disaster assistance
The U.S. Small Business Administration (SBA) has activated its Economic Injury Disaster Loan Program. This program provides working capital to small businesses (and some small agricultural cooperatives and most private nonprofit organizations) who have suffered “substantial economic injury” as a result of COVID-19. Substantial economic injury means a business has been unable to meet its obligations and to pay its ordinary and necessary operating expenses.
Please note: your county must be declared a “disaster” before you are eligible to apply.
Start here to check your county’s status. Not all Idaho counties have been declared disasters: https://disasterloan.sba.gov/ela/Declarations/Index
Overview of the Process:
Before you go through the online application, visit the paper forms site, so you can prepare before entering the information virtually:
State disaster assistance:
Officials are working with CDC and other states and are also in regular communication with Idaho public health districts and healthcare providers around the state. The state of Idaho is prepared to respond if someone is sick or exposed.
Department of Labor:
Employees can file for Unemployment Insurance Benefits if their hours are reduced or their workplace has closed due to Covid-19. Filing for benefits can be done online on our website https://www.labor.idaho.gov/dnn/.
We highly recommend applicants use a desktop computer and not a phone or tablet. Our software is not mobile optimized. Applicants can file in our office on our lobby computers.
For questions about unemployment,
- Claimants can call 208-332-8942.
- Employers can call 208-947-1055
Please expected longer than usual hold times to reach a Claims Specialist.
Despite cases continuing to rise, it’s not too late to take proactive steps to protect your business, employees, and customers. Here are a few things you can do right now:
1. Know the signs and symptoms.
Reference this fact sheet from the CDC for what you need to know about COVID-19.
2. Update your disaster preparedness plan.
Update your disaster preparedness plan to include guidance on COVID-19. A good plan will cover a number of things, including workplace safety precautions, travel restrictions, supply chain alternatives, procedures around remote work, and more. All of this should be documented to act as an easy-to-reference guide on how to keep the business running in difficult times.
3. Communicate and educate your employees.
Most likely, your employees are concerned about their health and well-being and have uncertainties about their work. Communication through a crisis is critical. Discuss proper hygiene etiquette and measures your office is taking to ensure workplace cleanliness and safety. Inform sick or at-risk employees that they should stay at home to minimize health and safety risks for your workplace. If employees are nervous about their safety, consider switching to phone calls or other face-to-face alternatives. You might also consider reducing employee travel or attendance of large meetings.
4. Look into business interruption insurance
Ask your insurance provider about insurance to cover unexpected major events such as COVID-19.
5. Don’t panic.
In the midst of the pandemic, it’s easy to get frightened. Stay up to date with the latest information from the most reliable sources to guide you. For more information, download these helpful guides for information about the virus, tips to safeguard your employees, and for information to plan and respond to the virus:
- Fact Sheet: What You Need to Know about COVID-19 (CDC)
- Interim Guidance for Businesses and Employers (CDC)
- Guidance for Preparing Workplaces for COVID-19 (OSHA)
Google My Business
“As communities throughout the world respond to COVID-19 (coronavirus), we know that this time presents unique challenges for businesses. Here are some tips and recommendations to help you navigate this for your employees and customers “
US Chamber of Commerce Guidance for Employersguidance_for_employers_to_plan_and_respond_to_the_coronavirus_031620
Important Notice: All SBDC office locations are taking necessary measures to maintain healthy housekeeping practices to protect their occupants and visitors, including thoroughly cleaning and disinfecting all surfaces, equipment, and other elements of our work environment on a regular basis. This also includes our staff practicing and expecting our customers to conduct respiratory etiquette, including properly covering coughs and sneezes, and immediately disinfecting themselves and affected areas. Our employees are also monitoring customers, colleagues, and themselves for signs and symptoms of illness, and, when appropriate, are taking appropriate action, including reserving the right to cancel your appointment should they believe they are at risk. To safeguard you – our customer – and our employees, please stay home and care for yourself if you are ill or have been around anyone who has been ill.